Healthcare and Insurance in the UAE

Updated 17 August 2026

The UAE has modern public and private healthcare, and health insurance is mandatory in several emirates. Knowing how cover works helps you avoid unexpected bills and choose the right plan.

Mandatory insurance

Health insurance is required for residents in a number of emirates, and employers commonly provide cover for employees. Family members may need separate cover, so check whether dependants are included in your plan.

Public and private care

Both public and private hospitals and clinics are widely available and of a high standard. Your insurance network determines where you can be treated with the least out-of-pocket cost, so keep your insurance card and check coverage before non-emergency treatment.

Choosing a plan

Compare the network of hospitals, what is covered (including maternity, dental and chronic conditions), co-payment levels, and annual limits. A cheaper premium can mean a narrower network or higher co-pays.

Frequently asked questions

Do visitors need insurance?

Travel insurance is strongly recommended for visitors, and may be required for some entry conditions. Residents fall under the mandatory insurance rules of their emirate.

This guide is general information, not legal or financial advice. Rules, fees and eligibility change — always confirm the current details with official UAE government sources before acting.